Dollar Cost Averaging Calculator

See how dollar cost averaging builds wealth over time. Enter your monthly investment amount, expected return, and time period to visualize steady growth.

Inputs

$

Invested each month

How often you add to the portfolio

%

Long-term expected growth (nominal)

Investment horizon

DCA vs lump sum (same total capital)

DCA invests a fixed amount each period with monthly compounding on prior balances. Lump sum invests the full total at the start and compounds annually.

Total invested

$120,000

DCA value

$294,510

DCA gain

$174,510

145.4%

Lump sum value

$559,315

366.1%

Difference (DCA vs lump)

$264,805

Lump sum ahead

Frequently Asked Questions

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