Calculate your path to Financial Independence, Retire Early. Enter your expenses, savings rate, and portfolio value to find your FIRE number and timeline.
Lean/Fat scale expenses; Coast = growth-only to a target age
Today's dollars; inflated yearly for FIRE target
FIRE number = annual need ÷ SWR
Reduces net withdrawal need (annual)
Applied to expenses when projecting FIRE targets
Inflation-adjusted FIRE target each year; reference line is your FIRE number at FIRE (4.00% SWR).
FIRE number
$1,753,506
4.00% SWR, inflation on expenses
Savings rate
50.0%
Years to FIRE
19 yrs
Monthly savings
$3,333
From income minus expenses
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