Portfolio Allocation Calculator

Get a suggested portfolio allocation based on your age and risk tolerance. See how to split your investments across stocks, bonds, and other asset classes.

Inputs

Age-Based uses your age and risk. Other modes apply fixed strategic tilts.

18–80 years

$

Recommended allocation

Balanced mix of stocks and bonds. Suitable for most investors with a medium time horizon who want growth with manageable risk.

Example ETFs (not advice)

  • US Stocks: VTI, VOO
  • International Stocks: VXUS
  • Bonds: BND, AGG
  • Cash / TIPS: SGOV

US Stocks

$40,000

40%

International Stocks

$18,000

18%

Bonds

$36,000

36%

Cash / TIPS

$6,000

6%

Frequently Asked Questions

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