Plan your retirement by estimating how much you need to save. Enter your current age, retirement age, savings, and monthly contributions to see if you're on track.
When you plan to stop working
Amount you invest each month until retirement
Nominal annual return on investments (e.g. ~7% historical equities)
Raises lifestyle spending and Social Security over time
Lifestyle spending before Social Security / pension
Offsets portfolio withdrawals (assumed to grow with inflation)
How sustainable income is interpreted vs. your balance
Area shows portfolio growth until retirement; dashed line is the present value of inflation-adjusted spending (net of Social Security) through your planning horizon.
Projected Fund
$2,376,362
At age 65
Sustainable Income
$7,921
4% Rule
Years Funded
31.9 yrs
Retirement draw simulation; portfolio need net of Social Security, expenses rise with inflation
Status
Shortfall
Target fund $2,460,949 (PV of retirement spending)
Subscribe for simple financial insights and product updates. No spam, ever.
No spam, ever. Unsubscribe anytime.